Thursday, July 6, 2017

59. Do a Spending Freeze

On July 1, we started the 2017 Epic Spending Freeze Challenge, and I epically failed within two days.

My offenses include:  2 souvenirs from Canada (it's the 150th anniversary of our neighbor to the north!), a backpack (you know....for festivals, museum days, and outdoor fetes), and fancy bottled water (which is also a crime in my environmental stewardship book!). 

I confessed to my Accountability Partner, and now....I've got a clean slate.

Although the Challenge is already underway, it's not too late to get started.  Feel free to drop a line and join the crew.

Here are a few steps to keep in mind to help you get started:

1.  Obtain a free credit report.
2.  Identify where you will place your savings.
3.  Write out and total your debt.
4.  Return everything that still has a price tag.
5.  Create a weekly budget for eating out, coffee, drinks with friends, etc.
6.  Lower the interest rate on your credit cards.
7.  Set a financial savings goal.
8.  Create a "Fun Fund" for your hobbies.
9.  Create a list of must-purchase items for the next six months.
10.  Remove all shopping and discretionary spending apps from your phone.

Hope this is helpful!


We're moving!

Life has happened in 27 cities, and I'm about to embark on #28. 
I couldn't be more excited!!!!!

After a long stint in Augusta, GA, I packed up my place and like a pro, labeled everything in color-coordinated bins and placed in storage.  July 10 will be a big day for #WinnieTheBichon and me - we're moving to a southern spot to let some grass grow around our feet. 

The job will still have me on the road pretty frequently, but at least we'll have a more permanent zip code. 


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