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Thursday, July 6, 2017

59. Do a Spending Freeze


On July 1, we started the 2017 Epic Spending Freeze Challenge, and I epically failed within two days.

My offenses include:  2 souvenirs from Canada (it's the 150th anniversary of our neighbor to the north!), a backpack (you know....for festivals, museum days, and outdoor fetes), and fancy bottled water (which is also a crime in my environmental stewardship book!). 

I confessed to my Accountability Partner, and now....I've got a clean slate.

Although the Challenge is already underway, it's not too late to get started.  Feel free to drop a line and join the crew.

Here are a few steps to keep in mind to help you get started:

1.  Obtain a free credit report.
2.  Identify where you will place your savings.
3.  Write out and total your debt.
4.  Return everything that still has a price tag.
5.  Create a weekly budget for eating out, coffee, drinks with friends, etc.
6.  Lower the interest rate on your credit cards.
7.  Set a financial savings goal.
8.  Create a "Fun Fund" for your hobbies.
9.  Create a list of must-purchase items for the next six months.
10.  Remove all shopping and discretionary spending apps from your phone.

Hope this is helpful!

Cheers,
A

We're moving!



Winning!
Life has happened in 27 cities, and I'm about to embark on #28. 
I couldn't be more excited!!!!!

After a long stint in Augusta, GA, I packed up my place and like a pro, labeled everything in color-coordinated bins and placed in storage.  July 10 will be a big day for #WinnieTheBichon and me - we're moving to a southern spot to let some grass grow around our feet. 

The job will still have me on the road pretty frequently, but at least we'll have a more permanent zip code. 

Cheers!
A

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